Definition: The Florida Insurance for Homes term refers to a specific type of property insurance policy that covers risks associated with home improvement projects such as home renovations, additions, or modifications. This coverage may include loss of value due to structural damage, vandalism, asbestos exposure, electrical faults, and other hazards. The policy is typically required by the builder or contractor for residential construction projects. In Florida, homeowners are often required to obtain insurance for all improvements they make to their homes, including renovations and additions made after an existing home has been built. It is important to check with your local insurance company to ensure that you have the necessary coverage in place before beginning any renovation or addition project.
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